October 24, 2016
You may not have your holiday decorations out yet, but it’s (almost) that time of year again. Before you know it, we’ll be ringing in the new year — and Dr. Valentine wants to remind you about one thing you may not have considered yet. It’s time to use up your dental benefits before they expire! If you’ve got dental insurance, make sure you take advantage of what you’re owed in 2016. Find out what you’re covered for this year and then schedule an appointment with your dentist in Beverly Hills!
Making the Most of Your Dental Insurance
If you have already met your deductible for 2016 but have yet to reach your annual maximum, or the amount your dental insurance plan will cover each year, it’s not too late to use your benefits. But your plan will renew on January 1, 2017, so act fast! Dental offices get busy during October, November, and December, so it’s best to make your appointment soon.
Preventive Care Is Crucial to Good Oral Health
Dental insurance isn’t just good for your wallet — it’s also an investment in your overall wellbeing. We are learning more about the connection between oral and general health every day. It’s been proven that preventive dental care reduces your risk of developing gum disease, the condition that has been linked to heart conditions, respiratory problems, and issues during pregnancy.
Preventive visits to the dentist are usually completely covered by your dental insurance. That means two checkups and cleanings each year, and maybe a set of x-rays annually. Some dental insurance plans will also cover preventive measures like dental sealants or fluoride treatments. To find out exactly what your plan includes, call your insurance provider or discuss your coverage with your employer’s human resources department. You can also get in touch with our office and we can help you understand what you’re eligible for under your plan.
Flexible Spending Accounts Start Over, Too
Just like dental insurance plans start over with the beginning of the new year, any money in your flexible spending account must be used before the clock strikes midnight on new year’s eve. Fortunately, you’ve got a lot of choice in how you spend the money in your FSA. In addition to preventive or restorative care, you can put it towards braces, a night guard (for treating bruxism), a sports guard for protecting the smile during contact sports, or for any other dental equipment.
Don’t Wait to Schedule an Appointment in 2016
Contact the office of Julie Valentine, DDS to discuss the ways that you can take advantage of your dental insurance benefits or flexible spending account before 2016 is complete. We can also discuss special considerations — like how much money you should put in your flexible spending account in 2017.
We want to help you make the most out of your investment. Remember that the holidays are the busiest time for your family dentist in Beverly Hills. Contact us and schedule an appointment to make the most out of your insurance today!
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